What does Title Insurance Cost?

TechneTitle Agency issues title insurance policies as agent on behalf of national underwriters in Ohio and Kentucky.

Title insurance policies in Ohio and Kentucky are “filed rate” states, meaning the title insurance policies have a specific rate based on the type of policy and the amount of insurance under the policy. Any endorsements to the policy will also have a specific rate.

There are two common policies of title insurance: 1) the Owner’s Policy of Title Insurance for buyers and 2) the Loan Policy of Title Insurance for lenders. Additionally, the Homeowner’s Policy of Title Insurance is a more expansive policy that provides more coverage but also requires a more extensive underwriting procedures and an increased premium.

Check out our Title Insurance Calculator for more information.