Looking at the Lending Process

Welcome to another informative episode of the Clear to Close Podcast! This week, your hosts, Josh Thomson, CEO of TechneTitle, and Trey Barrowman, COO, are excited to welcome Ginger Vining, a seasoned Mortgage Lender from Park National Bank.

In this episode, Ginger brings her years of experience in the mortgage industry to the table, sharing actionable advice that every homebuyer needs to hear. Whether you’re a first-time buyer or navigating today’s competitive real estate market, Ginger’s insights are invaluable.

What You’ll Learn in This Episode:

  • The importance of starting the pre-approval process early and how it sets the foundation for a smooth home-buying journey.

  • Wire transfer safety tips to protect yourself from fraud during the closing process.

  • Insider tips on navigating the current mortgage landscape and preparing for success in today’s market.

Ginger’s practical advice and deep industry knowledge make this episode a must-listen for anyone planning to buy a home or seeking to better understand the mortgage process.


Time Stamps & Show Notes: 

(00:00 - 01:10) Introduction

(01:11 - 04:45) Part of the Process

(04:46 - 08:06) Getting to Where You Are

(08:07 - 10:25) Common Questions with Home Buying 

(10:26 - 12:09) Getting Approved for a Loan

(12:10 - 13:41) Looking Into Construction Loans

(13:42 - 17:42) The Pre-Approval Process

(17:43 - 19:14) Transitioning to a New Home

(19:15 - 21:30) Pitfalls of a Lack of Pre-Approval

(21:31 - 23:47) Consistently Changing Landscape

(23:48 - 31:04) Wire Fraud Precautions

(31:05 - 32:29) Do Your Homework!

(32:30 - 33:23) Closing

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